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Received a phone call from a variety of different numbers but with the same man who I kept fobbing off. I got bored of doing this and decided to see what the crack was - apparently they wanted to ascertain whether or not I had overpaid on a personal loan... I asked them why they thought this might be the case (to which I received no response) and were they are a private firm or a government based one... Their response: "we are government registered" (which I highly doubt). Once I informed them I had never had a personal loan, only a student one, they said, "oh our apologies we don't deal with student loans" - blatantly just cold calling people. BLOCK number... They are relentless.