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Called me on my mobile said they were pension review team person said he was called James.Told him I'm not discussing with him he said I'd ticked to opt in. Told him I'm not discussing he asked me why & I said I'd go to Citizens Advice if I need advice. He told me they tell me to go to a very expensive IFA at this point I ended call & have now blocked the number. Usually don't answer unknown caller no but waiting for a delivery.